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Risk Profile Questionnaire

The Risk Profile Questionnaire below will assist us in the process of developing a financial plan that will help you meet your objectives. If you are unsure about how to complete the questionnaire please consult your Authorised Representative, Chris Humphrey.

Please read this information carefully as it will help determine which risk profile best suits you.

1. How long are you prepared to invest your funds? *

Up to one year
1 - 3 years
1 - 4 years
1 - 5 years
1 - 6 years
Greater than 6 years

2. What are your main savings and investment goals? *

You want to be sure your money is secure because you receive an income from your investments or you are approaching retirement and are concerned about funding it.
You have a lump sum and want to find secure investment options for the placement of your money.
You want to establish an investment strategy to achieve goals over a five-year period.
You want your money to grow in the long term and are not immediately concerned about income.

3. Will you want to withdraw 25% or more of your original investment/s during any of the following time frames? *

Within the next three years.
In 3 - 5 years.
In 5 - 8 years.
More than 8 years from now.
I do not intend to withdraw anything from my investment/s or it will be less than 25%.

4. How important is protecting the purchasing power of your savings and investments from inflation? *

Not much
Somewhat
Moderately
More so
Very Much

5. What average rate of return above inflation (assume 3%) do you expect? Remember that higher returns means a greater degree of risk. *

Maintaining the value of my investment
The inflation rate plus 1%
The inflation rate plus 2-3%
The inflation rate plus 3-4%
The inflation rate plus 4-5%
The inflation rate plus 6% or more

6. When faced with major financial decisions, which of the following statements describes you best? *

I always focus on the possible short term losses and not the gains long term
I usually focus on the possible short term losses and not the gains long term
I am more focused on the possible short term losses but I keep in mind the potential long term gains
I am more focused on the potential short term gains but I keep in mind the potential long term losses
I usually look long term and focus on the potential gains
I always look long term and focus on the potential gains

7. When do you plan to retire or spend this investment? *

Already retired
Within 1-5 years
Within 5-15 years
More than 15 years

8. How would you react if your account statement indicated that the value of your investments had dropped? *

I would immediately sell the investments that are losing money
I would be very concerned and if the investments didn't pick up quickly I would transfer my money to other types of investments
I would observe market shifts and be patient before making a long term decision
I have a long term investment outlook and I am not concerned about short term market fluctuations
I would see this as a short term market fluctuation and an opportunity to buy at a lower price

9. Which of the following best describes your situation? *

I am not interested in investing for tax benefits nor growth only income
I would prefer guaranteed returns before tax benefits and growth
I prefer stable and reliable returns with minimal tax benefits and growth
I am prepared to accept moderate variation in returns and some tax benefits and growth
I can accept higher levels of variability of returns with reasonable tax benefits and more growth
I can accept very high variation in returns as I understand the higher risks associated with investments that offer higher tax benefits and better long term growth

10. Which of the following statements best describes your understanding of investment markets? *

I have virtually no understanding of the investment markets and their operation
I have very basic and little understanding of the investment markets and very little interest in their working
I have a general understanding of the investment markets and understand the importance of diversification in reducing exposure to any particular market sector
I have a reasonable understanding of the investment markets and understand the importance of diversification in reducing exposure to any particular market sector
I understand that markets can and will fluctuate and that different markets sectors offer different levels of risks, income and growth
I feel I have a very good understanding of the investment markets. I am aware of the various factors that may affect investment performance in investment markets

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