Chris Humphrey Private Wealth Management is a boutique Brisbane financial planning practice providing investment and financial advice.
As fee for service financial advisers, we put investment advice and strategy before financial products.
CPA Public Practice & SMSF Specialist Advisor™
Chris Humphrey Private Wealth Management hold a CPA Public Practice License dedicated to providing financial planning advice. Chris Humphrey (Principal) is a CPA, CPA Financial Planner and SMSF Specialist Advisor™.
Wealth Creation
Wealth creation is predominately driven by investment returns, but it also includes tax minimisation, salary packaging, utilisation of government schemes, grants & tax offsets.
How can we help?
- Investment structure
- Appropriate gearing levels
- Investment Advice
Personal Insurance
There are a number of considerations surrounding personal insurance. Adopting the correct policy mix and structure showing due consideration to tax, should result in substantial savings. Strategies include linking polices, ownership of insurance through your super fund, consideration of level vs. stepped premiums.
How can we help?
- Income Protection Insurance
- Life Insurance
- Total and Permanent Disability (TPD)
- Trauma Insurance
- Business Expenses Insurance
Estate Planning
There are a number of factors to consider in planning for the distribution of your estate upon your death. Personal tailoring can avoid unexpected consequences and maximise the value of your estate.
How can we help?
- Testamentary Trusts
- Superannuation Proceeds Trusts
- Avoiding superannuation death taxes
Salary Packaging
Salary packaging endeavours to increase the take home pay for wage and salary earners. If your employer allows salary packaging it is a vital consideration. Packaged items typically include motor vehicles, laptops, mobile phones, living away from home allowances and relocation costs.
How can we help?
- Employer versus employee cars
- Superannuation salary sacrificing
- Registered Remserv financial advisors in Brisbane
Retirement Planning
Retirement planning considers tax, spending habits, investment and planning for wealth distribution on death. Retirement planning should start well in advance of retirement and be personally tailored.
How can we help?
- Retirement capital required
- Advice on retirement commencement
- Retirement investment structure
Superannuation Advice
Despite constant government changes to superannuation, it continues to offer unparalleled advantages over its alternatives. Utilisation of superannuation is a personal preference and should always be compared to alternate strategies.
How can we help?
- Superannuation Pensions incl. Transition to Retirement & Account Based Pension(s)
- Retirement and Pre-Retirement Strategies
- Spouse Superannuation Contributions
- UK Pension Transfer
Business Succession Planning
From a financial planning perspective business succession planning endeavours to achieve the best financial outcome for your business or share of it in the event of your death or disablement.
How can we help?
Investment Advice
Our investment advice is individually tailored for each client’s needs and objectives. We construct client investment portfolios by using ‘best of breed’ fund managers and alternative investments.
How can we help?
- composition of shares, property, fixed income, alternatives, cash
- after-tax orientated investment
- retirement income investing
- managed accounts
