Wealth creation is predominately driven by investment returns, but it also includes tax minimisation, salary packaging, superannuation strategies, utilisation of government schemes, grants & tax offsets.
Our investment advice is individually tailored for each client’s needs and objectives. We construct client investment portfolios by using ‘best of breed’ fund managers and alternative investments.
Despite constant government changes to superannuation, it continues to offer unparalleled advantages over its alternatives. Utilisation of superannuation is a personal preference and should always be compared to alternate strategies.
There are a number of considerations surrounding personal insurance. Adopting the correct policy mix and taxation structuring, should result in substantial savings.
Retirement planning considers tax, spending habits, investment and planning for wealth distribution on death. Retirement planning should start well in advance of retirement and be personally tailored.
There are a number of factors to consider in planning for the distribution of your estate upon your death. Personal tailoring can avoid unexpected consequences and maximise the value of your estate.
Self Managed Super Funds (SMSFs) are typically established by superannuation members to take control of their super. SMSFs allow members to take advantage of strategies that are not available with a regular superannuation fund.
Dr Jason Stone
Chris Humphrey Private Wealth Management holds a CPA Public Practice Licence dedicated to providing financial planning advice. Chris Humphrey is a CPA, CPA Financial Planner, Tax (financial) Adviser and SMSF Specialist Advisor™ with the Self Managed Super Fund Association (SMSFA) of Australia.
Chris Humphrey Private Wealth Management is independently owned.
As fee for service financial advisers, we put investment advice and strategy before financial products.
Our blog covering financial planning topics including Superannuation and SMSF strategies, Investment, Pension, Tax Minimisation, Estate Planning, the Budget and more.