Wealth creation is predominately driven by investment returns, but it also includes tax minimisation, salary packaging, superannuation strategies, utilisation of government schemes, grants & tax offsets.
Our investment advice is individually tailored for each client’s needs and objectives. We construct client investment portfolios by using ‘best of breed’ fund managers and alternative investments.
Despite constant government changes to superannuation, it continues to offer unparalleled advantages over its alternatives. Utilisation of superannuation is a personal preference and should always be compared to alternate strategies.
There are a number of considerations surrounding personal insurance. Adopting the correct policy mix and taxation structuring, should result in substantial savings.
Retirement planning considers tax, spending habits, investment and planning for wealth distribution on death. Retirement planning should start well in advance of retirement and be personally tailored.
There are a number of factors to consider in planning for the distribution of your estate upon your death. Personal tailoring can avoid unexpected consequences and maximise the value of your estate.
Salary packaging endeavours to increase the take home pay for wage and salary earners. Packaged items typically include motor vehicles, laptops, mobile phones, living away from home allowances and relocation costs.
Chris Humphrey Private Wealth Management hold a CPA Public Practice License dedicated to providing financial planning advice. Chris Humphrey is a CPA, CPA Financial Planner, Tax (financial) Adviser and SMSF Specialist Advisor™.
As fee for service financial advisers, we put investment advice and strategy before financial products.