Retirement Income Streams
Our retirement planning advice endeavours to create clients retirement income streams.
There are 4 types of retirement income streams. They are:
- Post Retirement superannuation pensions. These include account based pensions, market linked pensions and lifetime complying pensions.
- Pre- Retirement superannuation pensions (i.e. Transition to retirement pensions).
- The age pension.
- General income streams from sources outside of superannuation. These include net rental income, interest, dividends and option premiums.
How retirees are paid retirement income streams depends on two factors:
- The investments that are generating income; and
- The entity that holds the investment (examples include a superannuation fund, family trust and you personally).
