Retirement Planning

Thorough retirement planning and successful execution of that planning helps facilitate an enjoyable retirement.

At Chris Humphrey Private Wealth Management we encourage clients to plan retirement well in advance and note that the ability to retire is often a more common goal than retirement itself.

We split our retirement planning into pre-retirement and post-retirement.

Retirement and Estate Planning

Retirement planning and estate planning for couples are interlinked. That is because it is rare that both members of a couple die at the same time. As such, retirement funds are most often passed from the deceased to their surviving spouse.

We specialise in maximising the amount of your superannuation that passes to your spouse and family upon your death. In some cases we engineer superannuation death payouts higher than the member's superannuation balance (see anti-detriment).

Retirement Planning and Superannuation

Superannuation is generally the best investment vehicle for retirement funds. It is particularly good for tax but can be poor for estate planning purposes.