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The Age Pension & Retirement Income Streams

Our retirement planning advice endeavours to create clients retirement income streams.

Our clients approaching retirement often come to us with questions such as:

"What is the age pension?"

"What is a transition to retirement pension?"

There are 4 types of retirement income streams.  They are:

  1. Post Retirement superannuation pensions.  These include account based pensions, market linked pensions and lifetime complying pensions.
  2.  Pre- Retirement superannuation pensions (i.e. Transition to retirement pensions).
  3. The age pension.
  4. General income streams from sources outside of superannuation.  These include net rental income, interest, dividends and option premiums.

How retirees are paid retirement income streams depends on two factors:

  • The investments that are generating income; and
  • The entity that holds the investment (examples include a superannuation fund, family trust and you personally).

Humphrey Partners Private Wealth is conveniently located on the outskirts of Brisbane's CBD.

" Chris provided me with timely, extremely valuable, unbiased advice on a number of occasions. He is very skilled at understanding one's particular circumstances and tailoring the advice he gives accordingly. I have every confidence in his expertise and integrity and am happy that he is managing our financial affairs. "

Dr Penelope Brassey