Property Advice

If our clients want direct property advice we provide it.

Our property advice includes:

  • Discussions of the general characteristics of property.
  • Discussions on the differences of apartments, houses, inner city real estate, suburban real estate, mining towns etc.
  • Discussions on the different classes of commercial property. (Industrial, retail, office, etc).
  • Determining the most appropriate level of gearing (negative and positive).
  • Property ownership structures - Joint tenants, tenants in common, discretionary trusts, superannuation funds etc.
  • Tax minimisation including in the event of capital gains, depreciation and the building allowance.
  • Principal Place of Residence Capital Gains Tax exemption.
  • Property ownership asset protection strategy - in the event of litigation or bankruptcy.
  • Avoiding Land Tax where possible.
  • Debt reduction strategies.
  • Borrowing in a Self Managed Super Fund.
  • Ensuring adequate insurance in the event of ill health to avoid the possibility of a forced sale.
  • Determining whether a property is regarded as business real property for superannuation purposes.
  • Stamp duty issues.
  • First home owners grant.
  • First Home Saver Accounts.

What our property advice does not cover

  • Marketing and specific recommendations of properties.

" I am exceptionally happy with the quality of the advice and service that I continue to receive from Chris. I am impressed with his breadth of knowledge and expertise, and his ability to deliver it in a simple to understand manner. Chris is my first financial adviser and he has never given me a reason to look for an alternate. "

Jason Banks - State Manager Home Improvement Retailer