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Debt Reduction Strategies

Debt reduction strategies effectively help you eradicate non tax-deductible debt (bad debt) faster.

This can involve creating tax-deductible debt (good debt) by acquiring investment assets that have minimal impact on your overall personal cash flow.  It converts bad debt into good debt.

This strategy requires sufficient equity in the family home and involves using the cash flow from the investment asset to pay down your non-tax deductible debt (e.g. home loan, personal loans).  The correct investment structure is essential.


Chris Humphrey Private Wealth Management is independently owned and conveniently located on the outskirts of Brisbane's CBD.

" I contacted Chris Humphrey Private Wealth Management through a website enquiry seeking professional advice including a life insurance review. Chris took the time to fully understand my financial position, goals and needs to provide me with timely, relevant and easy to understand personal advice. This allowed me to make an informed decision about the types of insurance I really needed, my appropriate levels of cover and how to structure my cover to get the best value for my money."

Carmel White